Student groups say the government's final tuition proposal is a joke and that it will actually drive many low-income family students into debt and further burden the middle class.

The head of the University Students Federation Martine Desjardins says they've had time to crunch the numbers and what they found is that not only students but taxpayers will have to pay more if the government's plan takes effect.

"What we found is that not only students but taxpayers will have to pay more and more to finance universities and the loans and bursaries program."

She says a loan is worth about $700 a month, but students are actually spending over $1000 monthly in expenses. That with the tuition increase and the student debt is tripled.

"This is not the right solution," Desjardins says. "The government should freeze tuition and put that money toward student spending."

The student group will present its findings in front of a government committee on how to finance education next week.